SIP Calculator
systematic investment plan · monthly discipline + compound returns
> total_invested$90,000.00
> estimated_returns$358,295.90
> final_corpus$448,295.90
> wealth_gain_ratio4.98× your total investment
> yearly_breakdown
> comparison: one-time vs SIP
> if you invested total as lump sum today:
> /reference
> SIP formula: FV = P × ((1 + i)^n − 1) / i × (1 + i) where P=monthly, i=monthly_rate, n=months
> Step-up SIP: increase monthly contribution annually (e.g. 10% each year)
> SIP averages out market volatility — you buy more when markets are down
> Rupee cost averaging = dollar cost averaging — same math, different currency
> Historical Indian mutual fund SIP returns: 10–12% for equity funds over 10+ years
> NFA — past returns don't guarantee future performance